:root{--ink:#0b1d2e;--ink-soft:#183551;--cream:#f3f6f9;--paper:#fff;--gold:#f4bc63;--gold-dark:#885513;--muted:#526574;--line:#d8e1eb;color-scheme:light}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}
button,input,select,textarea{font:inherit}
button,a,summary{-webkit-tap-highlight-color:transparent}
button,summary{cursor:pointer}
a{color:inherit;text-decoration:none}
img,svg{display:block;max-width:100%}
[hidden]{display:none!important}
:focus-visible{outline:3px solid #a36819;outline-offset:4px}
.hero :focus-visible,.site-header :focus-visible,.referral-panel :focus-visible,.footer :focus-visible{outline-color:var(--gold)}
.container{width:min(100% - 64px,1180px);margin-inline:auto}
section[id]{scroll-margin-top:24px}
.skip-link{position:absolute;left:16px;top:-80px;padding:12px 20px;background:#fff;color:var(--ink);z-index:100}
.skip-link:focus{top:12px}
.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
h1,h2,h3{line-height:1.17;letter-spacing:-.035em}
h2{font-size:clamp(32px,3.5vw,48px);font-weight:600}
h2 em{color:var(--gold-dark);font-style:normal}
p{margin:0 0 16px}
.eyebrow{display:flex;align-items:center;gap:10px;margin:0 0 20px;color:var(--gold);font-size:14px;font-weight:700;line-height:1.5;letter-spacing:.09em;text-transform:uppercase}
.eyebrow-dot{width:7px;height:7px;flex:none;background:currentColor;border-radius:50%}
.eyebrow-dark{color:var(--gold-dark)}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:15px 23px;border:1px solid transparent;border-radius:5px;font-size:16px;font-weight:700;line-height:1.4;text-align:center;cursor:pointer;transition:background .2s,box-shadow .2s}
.button-primary{color:var(--ink);background:var(--gold)}
.button-primary:hover{background:#ffd18e;box-shadow:0 5px 16px #00000012}
.text-link,.card-link{font-size:16px;font-weight:700;text-decoration:underline;text-underline-offset:5px;text-decoration-thickness:1px}
.text-link:hover,.card-link:hover{text-decoration-thickness:2px}

/* Navigation */
.site-header{min-height:90px;background:var(--ink);border-bottom:1px solid #ffffff24;color:#fff;position:relative;z-index:10}
.header-inner{min-height:90px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand,.footer-brand{display:inline-flex;align-items:center;gap:12px}
.header-emblem,.footer-brand img{flex:none;width:48px;height:48px;object-fit:cover;border-radius:50%}
.brand-name{font-size:20px;line-height:1.15;font-weight:800;white-space:nowrap;letter-spacing:-.03em}
.brand-name>span{color:var(--gold)}
.brand-name small,.footer-brand small{display:block;margin-top:5px;font-size:12px;line-height:1.4;color:#b9c6d3;font-weight:400;letter-spacing:0}
.navigation{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:700}
.navigation a{display:inline-flex;align-items:center;min-height:44px}
.navigation>a:not(.nav-cta):hover{text-decoration:underline;text-underline-offset:5px}
.nav-cta{padding:10px 18px;border:1px solid var(--gold);border-radius:100px;color:var(--gold);transition:background .2s,color .2s}
.nav-cta:hover{background:var(--gold);color:var(--ink)}
.mobile-menu{display:none;position:relative;flex:none}
.mobile-menu summary{display:flex;align-items:center;gap:10px;min-height:44px;padding:8px 14px;border:1px solid var(--gold);border-radius:100px;color:var(--gold);font-size:14px;font-weight:700;list-style:none}
.mobile-menu summary::-webkit-details-marker{display:none}
.mobile-menu nav{position:absolute;right:0;top:calc(100% + 12px);width:min(240px,80vw);padding:10px;background:#132e47;border:1px solid #526477;border-radius:8px;box-shadow:0 16px 40px #0005}
.mobile-menu nav a{display:block;padding:12px 14px;border-radius:4px;color:#fff}
.mobile-menu nav a:hover{background:#23445f}
.navigation [aria-current="page"],.mobile-menu [aria-current="page"]{color:var(--gold);text-decoration:underline;text-underline-offset:5px}

/* Opening */
.hero{background:radial-gradient(circle at 73% 55%,#173652 0%,var(--ink) 68%);color:#fff}
.hero-grid{min-height:610px;display:grid;grid-template-columns:1.08fr .92fr;gap:48px;align-items:center;padding-block:80px}
.hero-copy{min-width:0}
.hero h1{font-size:clamp(42px,4.7vw,64px);line-height:1.09;margin:0;font-weight:600;letter-spacing:-.045em}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero-lead{max-width:560px;font-size:18px;line-height:1.7;color:#cbd5e0;margin:24px 0 28px}
.hero-actions{display:flex;align-items:center;gap:20px;flex-wrap:wrap}
.hero-actions .text-link{padding-block:12px;color:#edf2f8}
.hero-note{display:flex;align-items:baseline;gap:12px;color:#bac9d7;font-size:14px;margin-top:34px}
.small-line{width:22px;height:1px;flex:none;background:var(--gold)}
.hero-service-link{display:inline-flex;align-items:center;min-height:44px;margin-top:3px;color:var(--gold);font-size:14px;text-decoration:underline;text-underline-offset:4px}
.hero-art{min-width:0}
.hero-art img{width:100%;height:auto;box-shadow:0 32px 72px #0005;border:1px solid #ffffff1c}

/* Product and segment information */
.offerings,.segments-section{padding-block:90px}
.section-intro{display:grid;grid-template-columns:1.25fr 1fr;column-gap:80px;align-items:end}
.section-intro .eyebrow{grid-column:1/-1}
.section-intro h2{margin:0;max-width:660px}
.section-intro>p:last-child{color:var(--muted);font-size:16px;margin:0 0 3px;max-width:430px}
.product-heading{display:flex;align-items:center;justify-content:space-between;gap:24px;margin:42px 0 20px;padding-top:24px;border-top:1px solid var(--line)}
.product-heading>span{font-size:16px;color:var(--muted)}
.product-heading img{width:126px;height:auto;flex:none}
.product-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.product-card{display:flex;flex-direction:column;padding:30px 26px;background:#fff;border:1px solid var(--line);border-radius:8px}
.product-card-featured{border-color:#c39149;box-shadow:inset 0 3px 0 var(--gold)}
.product-label{font-size:14px;line-height:1.6;color:var(--gold-dark);font-weight:700;letter-spacing:.025em}
.product-card h3{font-size:29px;margin:17px 0}
.product-card p,.product-card li{color:var(--muted);font-size:16px}
.product-card p{margin-bottom:0}
.product-card ul{margin:21px 0 25px;padding-left:19px}
.product-card li+li{margin-top:8px}
.product-card .card-link{margin-top:auto;padding-block:9px}
.complements{display:grid;grid-template-columns:.7fr 1.3fr;gap:40px;align-items:center;padding:30px;margin-top:24px;background:#e6edf4;border-radius:7px}
.complements .eyebrow{margin-bottom:10px}
.complements h3{font-size:27px;margin:0}
.complements>p{color:var(--muted);margin:0}
.availability-note{color:var(--muted);font-size:14px;margin:20px 0 0}
.segments-section{background:#fff;border-block:1px solid #e3e9f0}
.segment-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));align-items:start;gap:14px;margin-top:38px}
.segment-card{border:1px solid var(--line);border-radius:6px;background:var(--cream);overflow:hidden}
.segment-card summary,.faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:18px;list-style:none;font-size:17px;font-weight:700;line-height:1.45}
.segment-card summary{min-height:78px;padding:20px 22px}
.segment-card summary::-webkit-details-marker,.faq-item summary::-webkit-details-marker{display:none}
.segment-card summary::marker,.faq-item summary::marker,.mobile-menu summary::marker{content:''}
.segment-card summary span,.faq-item summary span{display:grid;place-items:center;flex:none;width:24px;height:24px;font-size:26px;font-weight:400;color:var(--gold-dark);transition:transform .2s}
.segment-card[open] summary span,.faq-item[open] summary span{transform:rotate(45deg)}
.segment-card summary:hover{background:#eaf0f6}
.segment-card[open]{background:#fff;border-color:#c39149}
.segment-content{padding:0 22px 22px}
.segment-content ul{margin:0 0 15px;padding-left:18px;color:var(--muted)}
.segment-content li+li{margin-top:7px}
.segment-content a{display:inline-flex;align-items:center;min-height:44px;font-size:16px;font-weight:700;color:var(--gold-dark);text-decoration:underline;text-underline-offset:4px}
.solution-strip{display:flex;align-items:center;justify-content:space-between;gap:28px;margin-top:26px;padding:26px 30px;background:var(--ink);color:#fff;border-radius:7px}
.solution-strip>div{display:flex;align-items:center;gap:18px}
.strip-icon{color:var(--gold);font-size:30px;line-height:1}
.solution-strip strong{font-size:19px}
.solution-strip p{color:#c2d0df;font-size:16px;margin:5px 0 0}
.solution-strip>a{color:var(--gold);font-weight:700;text-decoration:underline;text-underline-offset:4px;padding-block:12px;flex:none}

/* Personal service */
.service-overview{padding:90px 0 80px}
.advisor-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:64px;align-items:center}
.advisor-photo{margin:0;max-width:380px;border-radius:9px;overflow:hidden;border:1px solid var(--line);box-shadow:0 18px 44px #0b1d2e18}
.advisor-photo img{width:100%;height:auto}
.advisor-copy h2{margin:0 0 25px}
.advisor-name{font-size:25px;margin:0 0 4px}
.advisor-role{font-size:14px;color:var(--gold-dark);font-weight:700;margin-bottom:18px}
.advisor-copy>p:not(.eyebrow):not(.advisor-role){color:var(--muted);max-width:575px}
.advisor-copy .button{margin-top:8px}
.service-reach{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;padding:25px 28px;margin:36px 0 0;list-style:none;background:#e6edf4;border:1px solid #d5dfe9;border-radius:7px}
.service-reach li{display:grid;gap:6px;min-width:0}
.service-reach strong{font-size:18px;line-height:1.45}
.service-reach span{font-size:14px;color:var(--muted)}
.benefit-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:20px 0 0}
.benefit-card{padding:28px;background:#fff;border:1px solid var(--line);border-radius:7px}
.benefit-number{color:var(--gold-dark);font-size:14px;font-weight:700;letter-spacing:.04em}
.benefit-card h3{font-size:23px;margin:20px 0 15px}
.benefit-card p{color:var(--muted);margin:0}

/* Frequent questions and referrals */
.faq-section{padding-block:80px;border-block:1px solid var(--line);background:#fff}
.faq-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:75px;align-items:start}
.faq-intro h2{margin:0 0 22px}
.faq-intro>p:not(.eyebrow){color:var(--muted)}
.faq-intro .text-link{display:inline-flex;align-items:center;min-height:44px;color:var(--gold-dark)}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item:first-child{border-top:1px solid var(--line)}
.faq-item summary{padding:23px 2px}
.faq-item summary:hover{color:var(--gold-dark)}
.faq-answer{padding:0 32px 23px 2px;color:var(--muted)}
.faq-answer p{margin:0}
.referrals{padding-block:64px}
.referral-panel{display:grid;grid-template-columns:1.45fr .75fr;gap:45px;align-items:center;padding:44px;background:var(--ink);color:#fff;border-radius:9px}
.referral-panel h2{font-size:34px;margin:0 0 18px}
.referral-panel>div>p:last-child{color:#c2d0df;margin-bottom:0}
.referral-action{justify-self:end}
.referral-action p{font-size:14px;margin-top:13px;max-width:240px}

/* Contact: message preparation happens only in this page. */
.contact{padding-block:90px;background:#e7edf4}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:65px;align-items:start}
.contact-copy .eyebrow{color:var(--gold-dark)}
.contact-copy h2{margin:0 0 24px}
.contact-copy>p:not(.eyebrow){color:var(--muted)}
.direct-contact{display:grid;gap:10px;margin-top:28px}
.direct-contact strong{font-size:18px}
.direct-contact a{width:fit-content;min-height:44px;display:inline-flex;align-items:center;color:#0f3456;text-decoration:underline;text-underline-offset:4px}
.direct-contact a:hover{color:var(--gold-dark)}
.contact-availability{font-size:16px;color:var(--muted);margin:6px 0 0}
.privacy-note{display:flex;align-items:start;gap:13px;margin-top:30px;padding-top:22px;border-top:1px solid #c2cedb}
.privacy-note>span{color:var(--gold-dark);font-size:24px;line-height:1.2}
.privacy-note p{font-size:14px;color:var(--muted);margin:0;max-width:320px}
.form-card{min-width:0;background:#fff;padding:34px;border:1px solid #dce4ed;border-radius:9px;box-shadow:0 24px 65px #102a4a15}
.form-heading{display:grid;gap:4px;padding-bottom:22px;border-bottom:1px solid var(--line);margin-bottom:24px}
.form-heading strong{font-size:23px;line-height:1.3;letter-spacing:-.025em}
.form-heading span{color:var(--muted);font-size:14px}
.form-fields{min-width:0;padding:0;margin:0;border:0}
.required-note{font-size:13px;color:var(--muted);margin:0 0 20px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{min-width:0;margin-bottom:22px}
.field label,.needs legend{display:block;font-size:14px;font-weight:700;color:#1a354c;margin-bottom:9px}
.field label>span:not(.optional){color:var(--gold-dark)}
.optional{font-size:13px;font-weight:400;color:#596d7e}
.field input,.field select,.field textarea,.message-result textarea{display:block;width:100%;min-width:0;border:1px solid #becbd9;border-radius:5px;background:#fff;color:var(--ink);font-size:16px;padding:12px 14px;line-height:1.5}
.field input,.field select{min-height:50px}
.field textarea,.message-result textarea{resize:vertical;min-height:120px}
.field input::placeholder,.field textarea::placeholder{color:#637789;opacity:1}
.field input:focus,.field select:focus,.field textarea:focus,.message-result textarea:focus{outline:2px solid #a36819;outline-offset:2px}
.field [aria-invalid="true"]{border-color:#a82c28}
.needs{min-width:0;padding:0;margin:0 0 24px;border:0}
.needs legend{padding:0}
.checkbox-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px}
.checkbox-grid label{position:relative;cursor:pointer}
.checkbox-grid input{position:absolute;width:1px;height:1px;padding:0;margin:0;opacity:0}
.checkbox-grid span{display:flex;align-items:center;min-height:48px;height:100%;padding:10px 12px;border:1px solid #cdd7e2;border-radius:5px;font-size:14px;color:#29465e;background:#f2f5f9;line-height:1.45}
.checkbox-grid input:checked+span{background:#fff0d8;border-color:#96601b;color:#64400e;box-shadow:inset 3px 0 0 #96601b}
.checkbox-grid input:focus-visible+span{outline:3px solid #a36819;outline-offset:2px}
.checkbox-grid label:hover span{border-color:#9b733f}
.submit-button{width:100%}
.form-footnote{font-size:13px;color:var(--muted);text-align:center;margin:15px 0 0}
.form-error{font-size:14px;color:#9f2926;padding:12px;background:#fff1ef;border-radius:4px;margin-bottom:18px}
.noscript-note{padding:16px;background:#fff0d8;border-radius:5px}
.result-heading{display:flex;align-items:center;gap:12px;margin-bottom:17px;line-height:1.4}
.result-check{display:grid;place-items:center;width:34px;height:34px;flex:none;background:#edf5ea;color:#296b36;border-radius:50%;font-size:20px}
.result-heading strong{font-size:20px}
.message-result>p{color:var(--muted)}
.message-result textarea{min-height:260px;margin-bottom:17px;background:#f8fafc}
.copy-button,.whatsapp-result{display:flex;align-items:center;justify-content:center;width:100%;min-height:50px;padding:13px 17px;border:1px solid transparent;border-radius:5px;font-size:16px;font-weight:700;text-align:center}
.copy-button{background:var(--ink);color:#fff}
.copy-button:hover{background:#193b59}
.whatsapp-result{margin-top:12px;border-color:#ac762d;color:#75480e}
.whatsapp-result:hover{background:#fff3dc}
.copy-status{font-size:14px;margin:14px 0}
.edit-button{border:0;background:transparent;color:#1b4a72;padding:10px 0;min-height:44px;font-size:14px;text-decoration:underline;text-underline-offset:4px}

/* Persistent access to the primary contact channel. */
.floating-contact{position:fixed;right:max(22px,env(safe-area-inset-right));bottom:max(22px,env(safe-area-inset-bottom));z-index:20;display:flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:13px 20px;border:1px solid #ffe4be;border-radius:100px;background:var(--gold);color:var(--ink);font-size:15px;font-weight:700;line-height:1.3;box-shadow:0 6px 25px #05142735}
.floating-contact:hover{background:#ffd18e}
.floating-contact svg{flex:none}
.footer{padding:35px 0 105px;background:#091728;color:#fff}
.footer-inner{display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap}
.footer-brand img{width:40px;height:40px}
.footer-brand>span{font-size:18px;line-height:1.2;font-weight:700}
.footer p{margin:0;color:#c1cfdd;font-size:14px}
.footer p a{text-decoration:underline;text-underline-offset:4px}
.footer-links{display:flex;flex-wrap:wrap;gap:5px 20px}
.footer-links a{display:inline-flex;align-items:center;min-height:44px;font-size:14px;color:#c1cfdd}
.footer-links a:hover{text-decoration:underline;text-underline-offset:4px}

/* Partners share the HT identity while preserving each partner's own brand. */
.partners-intro{padding:48px 0 54px;background:var(--ink);color:#fff}
.partners-intro .eyebrow{margin-bottom:14px}
.partners-intro h1{font-size:clamp(42px,5vw,64px);font-weight:600;margin:0 0 16px}
.partners-intro .container>p:not(.eyebrow){font-size:18px;color:#cbd5e0;margin:0;max-width:660px}
.partner-index{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.partner-index a{display:inline-flex;align-items:center;min-height:44px;padding:10px 16px;border:1px solid #718598;border-radius:5px;color:#fff;font-size:14px;font-weight:700;line-height:1.5}
.partner-index a:hover{background:#183551;border-color:var(--gold)}
.partner-index a:focus-visible{outline-color:var(--gold)}
.partners-directory{padding:54px 0 80px}
.partner-profile{padding:40px;background:#fff;border:1px solid var(--line);border-radius:9px;scroll-margin-top:24px}
.partner-profile+.partner-profile{margin-top:32px}
.partner-heading{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:center}
.partner-logo{overflow:hidden;border-radius:7px;background:#1a2447}
.partner-logo img{width:100%;height:auto}
.partner-logo-somos{padding:clamp(22px,3vw,36px);background:#f3f6f9;border:1px solid var(--line)}
.partner-title .eyebrow{margin-bottom:13px}
.partner-title h2{font-size:clamp(30px,3.2vw,42px);margin:0 0 17px}
.partner-title>p:not(.eyebrow){color:var(--muted);margin-bottom:23px;max-width:480px}
.partner-details{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:42px;align-items:start;margin-top:40px;padding-top:34px;border-top:1px solid var(--line)}
.partner-description h3{font-size:24px;margin:0 0 20px}
.partner-description p{color:var(--muted);font-size:17px;line-height:1.75}
.partner-description strong{color:var(--ink)}
.partner-coverage{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;padding-top:24px;margin-top:26px;border-top:1px solid var(--line)}
.partner-coverage>div{display:grid;gap:5px}
.partner-coverage strong{font-size:16px;line-height:1.5}
.partner-coverage span{font-size:14px;color:var(--muted)}
.partner-contact{min-width:0;padding:28px;background:#eaf0f5;border:1px solid var(--line);border-radius:7px}
.partner-contact h3{font-size:23px;margin:0 0 9px;line-height:1.3}
.partner-contact>p{font-size:14px;color:var(--muted);margin-bottom:24px}
.partner-contact-list{margin:0}
.partner-contact-list>div+div{margin-top:16px;border-top:1px solid #cbd6e2;padding-top:16px}
.partner-contact-list dt{font-size:14px;color:var(--muted)}
.partner-contact-list dd{margin:0}
.partner-contact-list a{display:inline-flex;align-items:center;min-height:44px;max-width:100%;padding-block:6px;color:#163c5d;overflow-wrap:anywhere;text-decoration:underline;text-underline-offset:4px}
.partner-contact-list a:hover{color:var(--gold-dark)}
.partners-page .footer{padding-bottom:40px}

@media(max-width:1080px){
.navigation{display:none}
.mobile-menu{display:block}
.navigation{gap:17px}
.hero-grid{gap:30px}
.hero h1{font-size:48px}
.section-intro,.faq-grid,.contact-grid{gap:40px}
.segment-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.product-card{padding:26px 22px}
.product-card h3{font-size:26px}
.advisor-grid{gap:40px}
.benefit-card{padding:25px}
.form-card{padding:28px}
.field-row{grid-template-columns:1fr;gap:0}
}
@media(max-width:900px){
.navigation{display:none}
.mobile-menu{display:block}
.hero-grid{grid-template-columns:1fr;padding-block:58px;gap:40px}
.hero-copy{max-width:670px}
.hero h1{font-size:clamp(40px,7vw,62px)}
.hero-art{width:100%;max-width:560px;justify-self:center}
.hero-lead{max-width:660px}
.product-grid{grid-template-columns:1fr}
.product-card{padding:30px}
.product-card h3{font-size:30px}
.benefit-grid{gap:14px}
.benefit-card{padding:23px}
.benefit-card h3{font-size:21px}
.referral-panel{grid-template-columns:1fr;gap:25px}
.referral-action{justify-self:start}
.referral-action p{max-width:none}
.contact-grid{grid-template-columns:1fr}
.contact-copy{max-width:640px}
.field-row{grid-template-columns:1fr 1fr;gap:16px}
.solution-strip{align-items:start;flex-direction:column;gap:14px}
}
@media(max-width:700px){
.partners-intro{padding-block:36px}
.partners-intro .container>p:not(.eyebrow){font-size:17px}
.partners-directory{padding:28px 0 48px}
.partner-profile{padding:22px}
.partner-heading,.partner-details{grid-template-columns:1fr;gap:26px}
.partner-details{margin-top:28px;padding-top:28px}
.partner-title .button{width:100%}
.partner-contact{padding:24px}
.partner-coverage{grid-template-columns:1fr;gap:18px}
.container{width:calc(100% - 40px)}
.site-header,.header-inner{min-height:80px}
.header-inner{gap:12px}
.header-emblem{width:40px;height:40px}
.brand{gap:10px}
.brand-name{font-size:19px}
.brand-name small{font-size:12px}
.hero-grid{padding-block:48px;gap:34px}
.hero h1{font-size:clamp(38px,8.4vw,54px)}
.hero .eyebrow{font-size:14px;letter-spacing:.04em}
.hero-lead{font-size:17px}
.hero-actions{gap:7px 18px}
.hero-note{margin-top:26px}
.offerings,.segments-section,.service-overview,.faq-section,.contact{padding-block:60px}
.section-intro{grid-template-columns:1fr;gap:0}
.section-intro h2{margin-bottom:20px}
.section-intro>p:last-child{max-width:none}
.product-heading{margin-top:30px;gap:20px}
.product-heading>span{font-size:14px}
.product-heading img{width:110px}
.product-grid{gap:14px}
.product-card{padding:27px 24px}
.complements{grid-template-columns:1fr;gap:18px;padding:25px}
.segment-grid{grid-template-columns:1fr;margin-top:28px;gap:12px}
.segment-card summary{min-height:70px;padding:19px 22px}
.solution-strip{padding:25px}
.solution-strip>div{gap:12px;align-items:start}
.advisor-grid{grid-template-columns:1fr;gap:30px}
.advisor-photo{width:100%;max-width:320px;justify-self:center}
.advisor-copy h2{margin-bottom:22px}
.service-reach{grid-template-columns:1fr;gap:18px;padding:24px;margin-top:28px}
.service-reach li+li{border-top:1px solid #cbd6e2;padding-top:18px}
.benefit-grid{grid-template-columns:1fr}
.benefit-card{padding:26px}
.benefit-card h3{font-size:23px;margin-top:15px}
.faq-grid{grid-template-columns:1fr;gap:28px}
.faq-item summary{font-size:16px;padding-block:21px}
.faq-answer{padding-right:12px}
.referrals{padding-block:42px}
.referral-panel{padding:30px 25px}
.referral-panel h2{font-size:30px}
.contact-grid{gap:28px}
.form-card{padding:26px 22px}
.field-row{grid-template-columns:1fr;gap:0}
.footer-inner{align-items:start;flex-direction:column;gap:17px}
.floating-contact{right:max(16px,env(safe-area-inset-right));bottom:max(16px,env(safe-area-inset-bottom));padding:12px 17px}
}
@media(max-width:380px){
.partner-profile{padding:18px}
.partner-contact{padding:20px}
.container{width:calc(100% - 32px)}
.brand-name small{display:none}
.hero h1{font-size:38px}
.hero .eyebrow{letter-spacing:.035em}
.hero-actions{flex-direction:column;align-items:stretch}
.hero-actions .text-link{text-align:center}
.form-card{padding-inline:18px}
.checkbox-grid{grid-template-columns:1fr}
.referral-panel{padding-inline:22px}
}
@media(prefers-reduced-motion:reduce){
html{scroll-behavior:auto}
*,*::before,*::after{transition-duration:.01ms!important;animation-duration:.01ms!important}
}
@media(forced-colors:active){
.checkbox-grid input:checked+span{outline:2px solid Highlight}
.floating-contact,.button{border:1px solid ButtonText}
}